New to Canada

Let us at the Mortgage Diversity Team be the first to welcome you to Canada, and the Northumberland Region. As you have probably recently immigrated to Canada, you may not have the Canadian credit or employment history typically required to purchase a home- but there are programs in place so that we can still make it possible to help you set down roots in Canada. Some of the newcomers programs only require 5% down payment, and we can help you navigate these terms.

We have the experience and expertise to help show you how to apply for a new to Canada mortgage, which is a different process than applying for a conventional mortgage. We can show you the requirements, and help you work towards these if you don’t yet meet them. The other benefit of working with the Mortgage Diversity Team, is that we can help you set up a budget for your new life in Canada, so that your new home is as stress-free as possible.